Banking Operations Skill

Real-time banking intelligence for AI agents — account monitoring, transaction analysis, anomaly detection, and payment initiation across Plaid (US/EU), Mono (Africa), and Open Banking (UK/EU).

Skill Standard MCP Server ADK-Rust Enterprise License

Revenue Impact

This skill enables revenue operations by:

  • Detecting incoming payments in real-time for instant reconciliation
  • Verifying balances before outbound payments (prevent overdrafts)
  • Flagging anomalies to protect revenue from fraud
  • Multi-region coverage — collect from US, EU, UK, and Africa
Workflow Revenue Impact Tool Calls
Account Overview Cash visibility 2
Transaction Analysis Revenue tracking 2-3
Payment Initiation Outbound payments 3
Anomaly Detection Fraud prevention 2-3
Sync & Reconcile Revenue recognition 2-3

Installation

git clone https://github.com/zavora-ai/skill-banking-operations.git \
  ~/.skills/skills/banking-operations

Requirements

Required: mcp-banking (Plaid, Mono, or Open Banking)

Revenue-accelerating combos:

  • mcp-finance — auto-reconcile deposits to invoices
  • mcp-payments — balance-verified payment execution
  • mcp-notifications — anomaly alerts
  • mcp-slack — daily cash flow updates

Multi-Region Coverage

Backend Region Capabilities
Plaid US, Canada, EU Full (accounts, transactions, payments, identity)
Mono Nigeria, Kenya, Ghana, SA Full (accounts, transactions, payments)
Open Banking UK, EU (PSD2) Accounts, balances, payments (90-day history)

Folder Structure

banking-operations/
├── SKILL.md                       # Main skill
├── scripts/
│   └── detect_anomalies.py        # Transaction anomaly detection
├── references/
│   ├── tool-sequences.md          # 15 tools with backend matrix
│   ├── cross-mcp-workflows.md     # Banking + Finance + Payments + CRM
│   └── examples.md                # Cash position, deposits, anomalies
├── README.md
└── LICENSE

Contributors

James Karanja Maina

License

Apache-2.0

Part of the ADK-Rust Enterprise skills ecosystem. Built with ❤️ by Zavora AI

Success Criteria

Metric Target
Balance verification Always check before payments
Anomaly detection Flag unusual transactions within 1 sync
Reconciliation 95%+ auto-matched to invoices
Multi-region Works across Plaid, Mono, Open Banking